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How to Play Blackjack. Rules, Tips, Strategy

blackjack table

BlackJack Rules

Learning blackjack isn't all that hard, though many people spend years fine tuning their game. BlackJack.md advisor can speed up the process a little though, by offering blackjack rules, strategy, and a free game all in one place.

    First things first though. The goal of the game of blackjack isn't always clearly defined for beginners, which is a bit disappointing considering it's not such a hard game. The goal of blackjack should always be stated as: beat the dealer. One of the rules of the game is that your card total cannot go over 21. Sadly though a lot of people confuse this rule of the game for the goal, and end up trying to get a hand as close to 21 as they can, thinking of beating the dealer only being a side effort. This way of thinking about the game is pretty detrimental. Blackjack rules are the guides used to play, but don't hint at your true goal. You can beat the dealer with a hand total of 3, if the dealer busts. So why worry about the elusive 21, when anything at all will do, so long as it beats the dealer.

    In the casino blackjack, the rules say you got to place a bet on the table before you get any cards. The dealer will give everyone including themselves one card, all face up, then they will give each player a second card face up, and themselves a second card face down. This face down card is known as the dealer's hole card. Some casinos deal blackjack all face down, in which case you have to touch the cards to see what you have. When you're playing this style, be sure to only touch your cards with one hand. While playing with friends however, you may want to take this opportunity to sharpen your slight-of-hand skills, up to you.

    After your first two cards are dealt to you, you have to make a decision on the hand. Fortunately you already know the dealer's up-card, so you have something to go on.

    Natural blackjack

    To get Blackjack and be paid back extra for it, you must hit 21 with your first two cards. An Ace and a 10 point card (10, Jack, Queen, or King) on the first two cards only, is considered a natural blackjack and is usually paid back at three to two. However, if the dealer also gets a natural blackjack, it is a push (a ties where nobody wins on or loses on their bet).

    So if you've hit a natural blackjack you don't have to worry about making any decisions based on your first two cards. If you're not so lucky though, let's have a look at what blackjack's rules offer as other options.

    Hit or Stand

    The main decision made on your cards is between hitting and standing. To hit means to have the dealer give you another card. To hit you should stay the word hit clearly to the dealer, while signaling with your hand, usually by scratching or tapping the felt with your finger. To stand means that you want to stay with the cards you currently have. When you choose to stand, tell the dealer out loud, while waving an open hand, palm down, over your cards.

    There are a few more decisions that you have the option of making, given certain circumstances on your first cards.

    Double Down

    To double down means that you want to double your bet on your initial two cards and draw only one more card to improve your hand. You want to do this if you have a good chance of beating the dealer without going over 21, with just one more card. In other words, double down on a 9, 10, or 11, or even less if the dealer is showing busting cards.

    Pair Splitting

    If the first two cards you're dealt are a pair (two fives, two jacks, two tens, etc.), you may split them into two separate hands. To do so you need to add a new bet of same amount on your newly formed hand. After you split, you play each new hand separately. Aces receive only one additional card and after the split. Getting blackjack after a split does not count as a natural blackjack, and does not pay any extra. The general rule of thumb is, always split aces and 8's, be careful splitting anything else.


    If the dealer's up-card is an ace, the player may take insurance. This means you can bet one-half your original bet, but not more, that the dealer has blackjack. If the dealer has blackjack then the player wins 2 to 1, basically nullifying the bet you put down originally for the hand. If the dealer does not end up having blackjack, then the dealer will win the insurance bet. General rule of thumb is, never take insurance. It is never statistically in your favor.


    When permitted, a player may give up the first two cards he draws and lose 1/2 of his original bet, rather than face losing the whole bet. There are rare cases where losing half your bet is as good as you could statistically do with the hand you've got. General rule of thumb is, always look at your strategy card, and don't surrender if you're trying to impress your date, it may come off as less than manly. That goes both ways though; don't ever try to impress the casino by not surrendering when it's smart to. Trust BlackJack.md advisor, the casino will remain unimpressed.

    Blackjack Odds

    work a bit different than odds for other games. The odds of each and every game of blackjack are different, and different for each person playing. Blackjack odds your up against depend on the rules of the specific game your playing, and your skill level.

    So what does this mean to you? It means that your blackjack odds can be better than those of the fellow next to you, which should put a smile on your face. It also means you can lower the odds of the game you're at by following the basic strategy defined for it (usually presented in the form of a chart). If you're fellin lucky, punk, you can lower the edge even more by trying a card counting strategy. But you shouldn't attempt this unless the casino isn't very stringent about card counters, and most are. New casinos with inexperienced dealers are a good bet, but it's usually awfully difficult to keep from looking like a card counter when you are one.

    A player playing recklessly (that is, one who pays little attention to basic strategy) can expect to face blackjack odds that aren't very appealing. The house edge in this situation is usually hovering between 3 and 5%. The first and most important thing you need to do to bring the odds into check, is grab yourself a basic strategy chart for game your playing. This chart has the optimal decision for every two-card hand you'll receive, verses every dealer up-card you could be up against. The these charts do the work of figuring out how to start each hand, and let you 'play perfectly', nudging the blackjack odds your up against, down a peg. A good peg in fact; playing with perfect basic strategy can decrease the house edge to about 0.5%.

    The factors that determine the proper basic strategy include:
The number of decks used in the shoe
Whether the dealer hits on a soft 17
Whether doubling is allowed, and on what cards
Whether doubling is allowed after a split
Whether or not surrender is offered
Whether early or late surrender is offered

    The classic Vegas strip 6 deck game hits on a soft 17, can double on any 2 and after a split, offers later surrender, and if played with perfect strategy, can dip the house edge to about 0.36%

    Standard Atlantic City blackjack odds are different, because they don't generally offer surrender. With all other variables equal, playing perfect strategy in this game would give the house an edge of about 0.44%.

BlackJack Tips

Some tips easily apply to both online and casino blackjack play, byt these tips were originally written to with casino blackjack in mind:

Use basic Blackjack strategy. Most Blackjack players will lose about 2% of every bet because of improper play. In casino blackjack be sure to have a good idea of what basic strategy suggests, and don't be afraid to ask the dealer for help if its an unusual situation. For online blackjack consult a website or book to help you make your decision.

To slow down your playing time choose a crowded table where you will be able to play fewer hands. Being the sole player at a blackjack table is not as fun without the interaction. Furthermore, your bets can be placed very quickly and you can run through your bankroll in a flash. The same situation exists online, which leads me to next tip:

Always wear a watch, preferably one that beeps on the hour. For online blackjack you should go so far as to make sure there is a clock in your field of vision for your entire playing time. At casino blackjack the only way to ever get the time is to bring your own pocket or wristwatch. Whether online or not, always pay attention to how long you've been playing for, and limit it to a reasonable amount of time.

The dealer's hand averages 18.23. So, don't be afraid to hit if basic strategy calls for it. In the casino blackjack takes on an aura of male chauvinism, one in which hitting a modest hand is more of a risk (male type action) and therefore a more manly option to choose in front of your cool dude friends. Chances are if you're this type of player you're also a chain smoker and a Britney Spears fan. Please, don't give into the peer pressure - you know they're hocking low quality ideas. Besides, what's cooler, the loser who bet big or the winner who played smart?

Increase the amount of your bet only when you're winning. It is natural human instinct to do the opposite and increase your bet when you're losing, to try and make up losses. You should truly only increase the amount of your bet if you have a good situation presented, not simply a run of wins, but it's a less risky action to perform if you're not already on a losing streak. This tip is meant to ensure that you don't start doubling your bets to make up your losses.

Be aware that some casino blackjack tables use the 'Dealer hits soft 17' rule which increases the house advantage. Look for tables where dealers must stand on all 17s.

The casino's blackjack dealer will bust more often when his up card is a 2 through 6 and he will complete more hands when his up card is 7 through ace. Basic strategy usually suggests standing when the house is showing a 6, even if your hand is a 13. Since this seems almost counterintuitive, and human nature is to want to yell hit me on a 13, it is a most common downfall for novice blackjack players. Either consult basic strategy, or let 'dealer busting cards' become the source of a new instinct to stand and not hit.

To determine an appropriate bankroll amount for a table session of Blackjack multiply your normal bet by 40. This will allow you to play for a reasonable amount of time, and once that time has gone by (remember to follow tip #3 and always wear a watch), you can make your finishing moves and head out. It also usually represents a long enough length of time to determine a 'point' worth knowing for card counters.

In Blackjack it is always to your advantage to play against as few decks as possible. You can always ask around at the casinos and find out how many decks are in use. Also pay close attention to their shuffling rules, how often they shuffle, how deep into the deck they go before reshuffling, the deeper the better for card counters.

If you play Blackjack using basic strategy you will reduce the house edge to less than 1%. Yes I know this is the same as the first tip, but it's just that important! What other games can you play with a house edge at < 1%?

Blackjack Basic Strategy Rules

There are a basic set of rules that apply to all blackjack games:

Always stand on 17 or better.
Always hit on 12-16 when dealer shows 7 or higher.
Always hit on 8 or less.

Doubling Down
Always double down on 11.
Double down on 10 when dealer shows 9 or lower.
Double down on 9 when dealer shows 6 or lower.

Soft Hands
Always stand on soft 19 and 20.
Always double down on soft 13-18 when dealer shows 4,5, or 6.

Always split aces and 8's.
Never split 10-face cards and never split 5's.
Always split 3's and 2's when the dealer shows 4,5,6, or 7.

Basic BlackJack Strategy Chart

Hit or Stand on hard hands?

HARD Dealer shows:
Your Cards 2 3 4 5 6 7 8 9 T A
17 S S S S S S S S S S
16 S S S S S H H H H H
15 S S S S S H H H H H
14 S S S S S H H H H H
13 S S S S S H H H H H
12 H H S S S H H H H H
11 D D D D D D D D D H
10 D D D D D D D D H H
9 H D D D D H H H H H
8 H H H H H H H H H H
Key: H Hit
S Stand
D Double if allowed; If not, hit.

Hit or Stand on soft hands?

SOFT Dealer shows:
Your Cards 2 3 4 5 6 7 8 9 T A
(A,9) S S S S S S S S S S
(A,8) S S S S S S S S S S
(A,7) S Ds Ds Ds Ds S S H H H
(A,6) H D D D D H H H H H
(A,5) H H D D D H H H H H
(A,4) H H D D D H H H H H
(A,3) H H H D D H H H H H
(A,2) H H H D D H H H H H
Key: H Hit
S Stand
D Double if allowed; If not, hit.
Ds Double if allowed; If not, stand.

Should I split?

PAIRS Dealer shows:
Your Cards 2 3 4 5 6 7 8 9 T A
(A,A) Y Y Y Y Y Y Y Y Y Y
(T,T) N N N N N N N N N N
(9,9) Y Y Y Y Y N Y Y N N
(8,8) Y Y Y Y Y Y Y Y Y Y
(7,7) Y Y Y Y Y Y N N N N
(6,6) Y Y Y Y Y N N N N N
(5,5) N N N N N N N N N N
(4,4) N N N Y Y N N N N N
(3,3) Y Y Y Y Y Y N N N N
(2,2) Y Y Y Y Y Y N N N N
Key: Y Yes, split !
N No, don't split !

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